Bank of America is ready to extend a settlement offer. Settlement Offer 50% or $3,467.56.

Date: January 16, 2006

To: US Financial Management
Attn: <Removed for Privacy Reasons>
Fax #:<Removed for Privacy Reasons>

Subject: 
Client’s Name <Removed for Privacy Reasons>
Client’s Account # <Removed for Privacy Reasons>
Settlement Offer 50% or $3,467.56
Account Balance $6,935.11

Client’s Name –<Removed for Privacy Reasons>
Client’s Account # <Removed for Privacy Reasons>
Settlement Offer 50% or $3,978.48
Account Balance $7,956.96
 

Bank of America is ready to extend a settlement offer.  If the offers extended are acceptable I will need the client’s monthly financial statement.  Please find as part of this fax a blank copy of the financial statement for your convenience.  The settlement payments can be made in 1, 2 or 3 months.  Please contact me at our toll free phone number <Removed for Privacy Reasons> to finalize the details.  This offer will expire January 25, 2006.

Sincerely,

<Removed for Privacy Reasons>
Senior Collector