We are the experts. Our experienced debt negotiators have successfully settled thousands of accounts with creditors, banks, and collection agencies. We will negotiate a fair financial settlement for you.

Click on the link below to see examples of real settlements our clients have received:

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MyDebtNegotiation® has delivered debt settlement results for our clients time after time. Our program has settled thousands of debts, with an average reduction of 45 to 60%.** Our experienced debt negotiators have successfully worked with creditors, banks, and collection agencies. We have the proof: we have provided example  debt settlement letters, so you can see the savings for yourself! We are confident that we will negotiate the lowest possible debt settlement payment possible.

But the debt settlement program is not just limited to results; our clients acknowledge other benefits as well. Not only has debt negotiation allowed many of our clients to pay off their debts within 6 to 36 months, it also allows the debtor to take charge of the process. After we negotiate a reduced payment, our trademarked MyDebtNegotiation program helps you to make the decision of how much money you can pay your creditors and how long it will take you.* In fact, debt settlement is the only debt management program that allows you to have this amount of control over your finances. Debt consolidation, credit counseling, and Chapter 13 Bankruptcy all have stringent payment plans that could worsen your financial condition if you miss a payment or default.

However, the most beneficial result of our MyDebtNegotiation program is the emotional relief and hope for a bright financial future. At this time, your debt can seem overwhelming and may cause unnecessary stress and anxiety, but with our debt settlement program the knowledge that your debt will be reduced by an average of 50%** and can be paid off with 6-36 months, can allow you to look to a future without constant creditor harassment or the uncertain prospect of not knowing how you will pay your bills.

Take a look at our sample debt settlement letters to see what we have accomplished for our past clients. 

Click on the link below to see examples of authentic settlement letters our clients have received:

View example debt settlement letters >>

We will negotiate a fair financial settlement for you.

*Certain restriction may apply depending on the amount of debt owed after negotiation.

**These percentages illustrate the average amount saved on settled accounts only; savings vary on an individual basis. These percentages are a reflection of savings at the time of settlement and do not include any service fees. We cannot guarantee any specific results. U.S. Financial Management cannot guarantee that a creditor will accept a settlement offer. Results may vary.