Although www.mydebtnegotiation.com may provide information concerning legal issues, such information is not intended to constitute or be a substitute for legal advice from a qualified attorney. You agree that U.S. Financial Management is not engaged in rendering legal services or advice by providing the information and materials on this Site, and that your use of the site does not create any client relationship between you and U.S. Financial Management. We assume no responsibility for any consequence relating directly or indirectly to any action or inaction you take based on the information or material on this Site. While U.S. Financial Management, Inc. takes reasonable measures to keep the information on this Site accurate, complete and up-to-date, U.S. Financial Management will not be responsible for any damage or loss related to the inaccuracy, incompleteness or lack of timeliness of the information.

Restrictions on Use of Materials

All materials contained on this Site, and all intellectual property rights thereto, including copyrights, trademarks, service marks, and trade names, are owned by U.S. Financial Management. You agree not to copy, reproduce, republish, transmit, modify or distribute any of the materials contained on the Site, except for your personal, noncommercial use, absent the prior written approval of U.S. Financial Management.
 

Links to Other Sites

This Site may include links to other Internet sites that are beyond the control of U.S. Financial Management, Inc. U.S. Financial Management, Inc. is not responsible for the content of any such sites, makes no representations regarding any such sites, and does not necessarily endorse or approve of the information, material, products or services contained on or accessible through any such sites. You acknowledge and agree that your linking to other sites, your use of such sites, and your use of any information, material, products and services offered by such sites, are solely at your own risk.
 

Disclaimer

The materials provided on this site are provided “as is” and without warranty of any kind, express or implied. U.S. Financial Management, Inc. disclaims all express and implied warranties with regard to the information and materials contained on this site, including without limitation implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
 

Limitation of Liability

In no event shall U.S. Financial Management, Inc., or its partners or affiliates, or contributors to this Site, be liable for any loss or injury, or any damages, whether direct, special, indirect, punitive, incidental, exemplary, consequential, or otherwise, whether based on breach of contract, tort (including negligence), product liability or otherwise, resulting from your access or use of this Site. You hereby waive any and all such claims against U.S. Financial Management, Inc., its partners, affiliates, and contributors. You agree that the limitations set forth above are fundamental elements of this agreement, and that the site and its materials would not be provided to you absent such limitations. Some state statutes may restrict this limitation of liability.
 

Indemnification

You agree that you will not use this Site for any unlawful purpose, or for any purpose prohibited by these Terms of Use. You agree to indemnify, defend and hold harmless U.S. Financial Management, Inc., its partners, affiliates and contributors from any liability, loss, claim and expense (including attorneys’ reasonable fees) related to (i) your violation of these Terms of Use, and/or (ii) your posting or use of materials on this Site.
 

Governing Law and Forum

These terms shall be governed by and construed in accordance with the laws of the State of California, without giving effect to any principles of conflicts of law. Any dispute between you and U.S. Financial Management, Inc. regarding the content or use of the Site shall be resolved by arbitration with hearings held in the English language in San Diego, California, USA, and shall not be joined with any dispute that any other person or entity may have with U.S. Financial Management, Inc..

Unless otherwise indicated, any attorneys listed in this website are not certified outside the State of California. None of the attorneys listed in this website are certified as an "expert" or "specialist" pursuant to any authority governing the practice of law in any jurisdiction in the U.S.
 

Non-Waiver

U.S. Financial Management, Inc.’s failure to insist upon strict enforcement of any provision of this agreement shall not be construed as a waiver of any provision or right.