Privacy Statement
U.S. Financial Management, Inc. takes your privacy seriously. We never pass on any information to third parties without your consent. Please read the following privacy policy to learn more about our position concerning your personal information and the measures we take to protect it
 

Online Privacy Notice
This privacy notice discloses the privacy practices for www.usfmgroup.com. This privacy notice applies solely to information collected by this web site. It will notify you of the following: http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm

• What personally identifiable information is collected from you through the web site, how it is used and with whom it may be shared.
• What choices are available to you regarding the use of your data.
• The security procedures in place to protect the misuse of your information.
• How you can correct any inaccuracies in the information.      

Information Collection, Use, and Sharing
We are the sole owners of the information collected on this site. We only have access to/collect information that you voluntarily give us via email or other direct contact from you. We will not sell or rent this information to anyone. We will use your information to respond to you, regarding the reason you contacted us. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request, e.g. to ship an order. Unless you ask us not to, we may contact you via email in the future to tell you about specials, new products or services, or changes to this privacy policy. Your Access to and Control Over Information You may opt out of any future contacts from us at any time. You can do the following at any time by contacting us via the email address or phone number given on our website:

• See what data we have about you, if any.
• Change/correct any data we have about you.
• Have us delete any data we have about you.
• Express any concern you have about our use of your data.
  

Security
We take precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline.

Only employees who need the information to perform a specific job (for example, billing or customer service) are granted access to personally identifiable information. The computers/servers in which we store personally identifiable information are kept in a secure environment.

If you feel that we are not abiding by this privacy policy, you should contact us immediately via telephone at 800-682-8485 or via email by CLICKING HERE .

General Business Privacy Policy

Security:
Personally identifiable information is stored on our Web server and is not publicly accessible. Further, personally identifiable information and your debt consolidation information is only accessed by U.S. Financial Management, Inc. employees on a "need to know" basis.

Information We Collect:
There are a number of areas within the U.S. Financial Management web site that collects personal information. This information is required to initiate membership into our program. We collect personal information for a number of reasons. During the online enrollment process, we collect the following personal financial data:

• Debt Information (Credit Card / Loan Account Numbers & Balances)
• Personal Information (Social Security Number, Address, Phone, Email, Salary, Pay Period, Employer, Occupation)
• Demographic Information (Age, Birth Date, Gender)
• Budget Information (Assets, Monthly Expenses, Other Income)
  

The above data is stored and used to enroll users. Debt information is used to qualify the user for the program. Budget information is collected to provide the user an overview of their finances.

Online Client Enrollment:
In the event a user of our site chooses to enroll in our MyDebtNegotiation™ Program online, this privacy statement is incorporated by reference into and subject to the terms and conditions of the U.S. Financial Management Agreement, which constitutes the entire agreement between U.S. Financial Management and the user. This privacy statement is not a substitute for the U.S. Financial Management Agreement and should in no way be confused with the U.S. Financial Management Agreement. Information that is shared with creditors to initiate enrollment is subject to the U.S. Financial Management Agreement.

General Provisions:
U.S. Financial Management reserves the right to change this privacy statement in its sole and absolute discretion. Any changes to the U.S. Financial Management Privacy Statement will be communicated through this site at least thirty (30) days in advance of implementation and will apply to that personal information collected from you after the date of implementation.

Legal Disclaimer:
We may disclose personal information when required by law or in the good-faith belief that such action is necessary in order to conform to the edicts of the law or comply with legal process served on U.S. Financial Management, Inc.

Questions Regarding Privacy:
If you have any questions regarding this privacy statement or the U.S. Financial Management website, please contact us via email by CLICKING HERE or write to:

U.S. Financial Management, Inc.
P.O. Box 710097
San Diego, Ca. 92171-0097